Workers' compensation can be confusing and overwhelming, especially when you are dealing with legal terminology that is hard to understand. The legalese used in workers' compensation can make it tough for people to know precisely what they are entitled to or what they should do if they get injured on the job.
What is Workers' Compensation?
Workers' compensation is insurance that benefits employees who are injured or become ill while on the job. Employers provide this insurance and cover medical expenses, lost wages, and other related expenses. Employees who receive workers' compensation benefits are typically unable to work for an extended period due to their injury or illness. This benefit is a legal right, and employees who suffer injuries in the workplace are eligible for it, no matter who is at fault.
Terms and Jargon Used in Workers' Compensation:
Workers' compensation has a lot of legal jargon, making it hard to understand what benefits you are entitled to. Some of the terms used include:
- Maximum Medical Improvement (MMI) - This refers to a point where no further medical treatment can improve the injured person's condition.
- Impairment Rating - A doctor gives a percentage rating to determine how much permanent damage an employee has suffered.
- Independent Medical Exam (IME) - An examination performed by a doctor not connected to the employer or employee to assess the extent of the injury or illness.
- Statute of Limitations - This is the timeframe within which an employee must file a workers' compensation claim.
Understanding Your Rights:
Knowing your rights is essential when dealing with workers' compensation claims. Employees have the right to medical treatment, temporary disability benefits, permanent disability benefits, and vocational rehabilitation, all provided through workers' compensation insurance. If you are injured while working, you must seek medical treatment first and then notify your employer. You must notify your employer within a specific timeframe, or you may lose your right to benefits.
Chicago's Leading Workers’ Compensation Firm
In conclusion, understanding legal jargon in workers' compensation claims is essential to ensure you receive fair compensation for your injuries. Start with the basics, consult with an attorney, ask for clarification, use online resources, and take your time. If you need help understanding legal jargon or navigating the workers' compensation process, contact Leonard Law Group. Our experienced attorneys can help you get the compensation you deserve. Contact us today at (312) 487-2513 to get started.